Mortgage-backed securities I | Finance & Capital Markets | Khan Academy

Mortgage-backed securities I | Finance & Capital Markets | Khan Academy

Part I of the introduction to mortgage-backed securities. Created by Sal Khan.

Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/derivative-securities/mort-backed-secs-tut/v/mortgage-backed-securities-ii?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets

Missed the previous lesson? Watch here:
https://www.khanacademy.org/economics-finance-domain/core-finance/derivative-securities/mort-backed-secs-tut/v/mortgage-back-security-overview?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets

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50 Comments

  1. V on July 17, 2021 at 9:38 pm

    Khan is simply a genius



  2. Shelli on July 17, 2021 at 9:47 pm

    You KNEW…you knew I had a hat @3:34



  3. Sheikh Sirajum Monir on July 17, 2021 at 9:47 pm

    Excellent



  4. Noah Bears on July 17, 2021 at 9:48 pm

    What software does he use?



  5. Sonia Mark on July 17, 2021 at 9:48 pm

    expeditetools,com helped me and sent me a transfer of $25,000 directly to my bank account.



  6. Bob King on July 17, 2021 at 9:50 pm

    This did not age very well. NOT AT ALL.



  7. d on July 17, 2021 at 9:52 pm

    the timing of the upload is phenomenal



  8. Ali Ibshara on July 17, 2021 at 9:53 pm

    you could have wrapped up the video. you had 8 minutes and didn’t get to the point. you need to be sharp and succinct with the presentation!



  9. ronky taiwo on July 17, 2021 at 9:55 pm

    Lovely video, I now understand, have ben struggling with my studies in finance lecturers teaching s so boring. that’s why I got on youtube. weldone khan academy



  10. Mike Sherrard on July 17, 2021 at 9:57 pm

    If this truly came out in August 2007 that is really impressive timing….by the end of the year 2 million people would be unemployed



  11. NathanRyanAllen on July 17, 2021 at 9:57 pm

    Great video. Only thing that is incorrect is that banks don’t loan deposits. Otherwise very helpful!



  12. Bender Bending Rodriguez on July 17, 2021 at 9:58 pm

    Is this like the volatility on the 2011 movie Margin Call ?



  13. Chris Bishop on July 17, 2021 at 9:58 pm

    wait do you mean that you have to pay the one million on interest alone and then at year 10 you pay the initial principal as well?



  14. Mary Jane J. Dela Cruz on July 17, 2021 at 9:59 pm

    here because our prof let us watched the big short movie and i dont even understand anything about it now after wathcing this it kinda help me understand little by little thank you!



  15. Derelict on July 17, 2021 at 9:59 pm

    I heard what he was saying and was like wait… when was this published? 2007? Sweet jesus….



  16. Jesse Ajuda on July 17, 2021 at 10:02 pm

    Seems very safe and smart! What could possibly go wrong???!!



  17. bodom11716 on July 17, 2021 at 10:02 pm

    omg 2007



  18. Vikram Shenoy on July 17, 2021 at 10:03 pm

    Way to go Sal



  19. Cranky James on July 17, 2021 at 10:06 pm

    When the fellas who went short on the housing market went to sell their positions (as dramatized in the film the big short) why were the returns negotiable in terms of what the buyers were willing to pay? I thought the holder of the short (put option?) Was guaranteed a set price at time of sale non negotiable?



  20. Crackit Moush on July 17, 2021 at 10:06 pm

    Does anyone realise than Sal Khan made this BEFORE the GFC of ’08?



  21. Vineeth11797 on July 17, 2021 at 10:09 pm

    The major reason the bank sells the loan to the investment bank is so that what was receivables before for the bank is now liquid cash. So now, they can lend even more with the cash they receive. (basically liquidation of illiquid assets)…Not just for the fees!



  22. Motorsporteditz on July 17, 2021 at 10:09 pm

    5:22 1000 Salman Khans, one can dream…



  23. Sagar Negi on July 17, 2021 at 10:10 pm

    It was a very good insightful video



  24. Levers and Pulleys on July 17, 2021 at 10:14 pm

    and this video published one year before



  25. Berten on July 17, 2021 at 10:15 pm

    Wow this was right before the global financial crisis.



  26. peterinbrat on July 17, 2021 at 10:16 pm

    It’s coming again…



  27. Deep Sarkar on July 17, 2021 at 10:17 pm

    Apart from the reason given in the video for the commercial bank to sell the (loan portfolio) if i may say so, to the Investment bank, could it also be that they perhaps wanted to safeguard against any sort of credit risk, such as in case the customers failed to pay the EMIs and defaulted?



  28. Donato Colangelo on July 17, 2021 at 10:18 pm

    Guys I thought this was a recent video. It’s been done 10 yrs ago 😂😂😂 Great video, by the way!



  29. LFUsername on July 17, 2021 at 10:18 pm

    "Pretty Significant" August 2007. Sounds about right.



  30. W. Al Mutairi on July 17, 2021 at 10:18 pm

    oh 2007, Hello Middle School !



  31. dugyfresh92 on July 17, 2021 at 10:21 pm

    This 10 year old video and part II helped me nail my job interview this morning. I got the offer! Thanks Khan Academy!



  32. Dhruva Shah on July 17, 2021 at 10:21 pm

    For a second I thought this video has 100 ads.



  33. Oliver S.D on July 17, 2021 at 10:22 pm

    There are not spanish subtitles, okay, this is my moment to learn english xD



  34. Joahna D on July 17, 2021 at 10:23 pm

    Omg I am learning about the financialisation of housing and have no background in economics. I was having trouble getting my head around how securitisation works from the readings and what it meant that shareholders are now more significant. This video explained it in a very simple way and has helped me to understand the concept more than anything else. Thank you so much!



  35. mickeymusic on July 17, 2021 at 10:23 pm

    Dumb lol xdd



  36. _v_i_s_h_h_ _v_i_s_h_h_ on July 17, 2021 at 10:24 pm

    2021/03



  37. Samy N on July 17, 2021 at 10:25 pm

    MBS products margin call!



  38. Richard Edwardson on July 17, 2021 at 10:29 pm

    Who’s here because of the movie The Big Short?



  39. Douken on July 17, 2021 at 10:29 pm

    Now, does the first bank gets just the principal or principal plus interest amount from the second bank ?



  40. jhsoup on July 17, 2021 at 10:30 pm

    I thought there was just a thousand ads in this video



  41. Hussain Al-nabhan on July 17, 2021 at 10:31 pm

    Is this interest compounded?



  42. Alex Carrozzi on July 17, 2021 at 10:31 pm

    Oh my god. Your timing on this video is uncanny….



  43. Stefan van Rooyen on July 17, 2021 at 10:31 pm

    CFA level 1 in Desember 2018?



  44. Abonanno24601 on July 17, 2021 at 10:32 pm

    Hello 2007



  45. Daniel Arevalo on July 17, 2021 at 10:32 pm

    😛



  46. ismail souissi on July 17, 2021 at 10:32 pm

    Cheers for this, I’ve been looking for "how do i get financing for a new business?" for a while now, and I think this has helped. Ever heard of – Gonulian Inconceivable Guide – (just google it ) ? It is an awesome one off guide for discovering how to get business funding for business without the normal expense. Ive heard some interesting things about it and my brother in law got great success with it.



  47. Go CPNG on July 17, 2021 at 10:33 pm

    Ah The Happenings In Our Finance World.



  48. Arif Indarto on July 17, 2021 at 10:33 pm

    Have you found your pen?



  49. chriss4365 on July 17, 2021 at 10:34 pm

    Can you tell us how to identify companies investing in mbs?



  50. Jie on July 17, 2021 at 10:35 pm

    我丢,这是07年啊