Money supply: M0, M1, and M2 | The monetary system | Macroeconomics | Khan Academy

Money supply: M0, M1, and M2 | The monetary system | Macroeconomics | Khan Academy

In this video, learn about the two measures of money that are part of the money supply – M1 and M2 – as well as the monetary base (which is sometimes called M0).

Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/macroeconomics/monetary-system-topic/factional-reserve-accounting/v/simple-fractional-reserve-accounting-part-1?utm_source=YT&utm_medium=Desc&utm_campaign=macroeconomics

Missed the previous lesson? https://www.khanacademy.org/economics-finance-domain/macroeconomics/monetary-system-topic/fractional-reserve-banking-tut/v/full-reserve-banking?utm_source=YT&utm_medium=Desc&utm_campaign=macroeconomics

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50 Comments

  1. Carlos Eduardo Rangel Sanchez on August 25, 2021 at 10:14 pm

    So, what happens now that the m2 is no longer different to m1, because is so liquid that there’s no sense to differentiate from one-another?



  2. Learning Lessons on August 25, 2021 at 10:14 pm

    lame video…go draw somewhere else…



  3. Pooja Singh on August 25, 2021 at 10:14 pm

    I didn’t get u



  4. Burak Cebeci on August 25, 2021 at 10:15 pm

    at 7:13 when he is masuring checkable deposits dosen’t he do doube counthing on one dolar of PB#2 which has been alrady counted as a one dolar in the pocked?



  5. Ave Maria on August 25, 2021 at 10:15 pm

    Thanks



  6. Dwain Dibley on August 25, 2021 at 10:16 pm

    You do not know what you’re talking, you’re just regurgitating myths and lies.



  7. E T on August 25, 2021 at 10:17 pm

    Enough Thank yous, but what does it mean when banks "write checks"?? Doesn’t matter, beautiful drawings though.



  8. Masood Sattari on August 25, 2021 at 10:19 pm

    Who owns the security the central bank purchased in step 1?



  9. Don Beckham on August 25, 2021 at 10:20 pm

    Your video is flat out wrong. Our fractional reserve system does not mean they can loan out 90% of the depositor’s money. In fact, it is illegal for them to loan money from "on demand deposits". You really should learn the system before trying to teach it. And, you should take down this video because you are teaching people the wrong thing. The way you have explained it would only expand the money supply through Federal Reserve market operations and that would not keep up with the growth in GDP or the desires for the people to "HAVE IT NOW". The "have now, pay later" is facilitated when Federal Reserve Member Banks create money out of thin air (the ‘other 90%’) when they receive a promissory note from a borrower. It’s a double entry ledger. The promissory note goes on the credit column of the borrower’s account and the money they created and gave the borrower goes on the debit side of the bank’s capital account. At the end of each day, they are required to have at least 10% of their their capital account balance on deposit with the Federal Reserve. If they don’t meet the requirement, they have to borrow enough cash to meet this 10% reserve. They can either borrow from the Fed or other member banks. The interest on these funds is what we call the "over night funds rate".



  10. encodersofia on August 25, 2021 at 10:22 pm

    3:30 I can’t imagine someone borrowing money from one bank to deposit the money in another bank. Sure way to lose money from interest difference



  11. Jorge Gomez on August 25, 2021 at 10:23 pm

    m=f, from fake. “Only Gold is money, everything is else is credit. JP Morgan



  12. Willinoy Sitorus on August 25, 2021 at 10:24 pm

    Too complicated way of explaining



  13. Big Nigel on August 25, 2021 at 10:25 pm

    watching you write and draw you little illustrations is rather painful. This video could be a 3 mins at most if you did that beforehand



  14. Trilify on August 25, 2021 at 10:25 pm

    What are securities?



  15. Saka Huang on August 25, 2021 at 10:25 pm

    Thanks for video:)
    I’v watched previous video but I still don’t understand.
    Previous video says there’s some money ON DEMAND,thus PB(Private Bank)can’t loan out these money. So,how can PB can loan out money from checking account?
    (the money in this account is on demand. be able to withdraw at anytime)
    I know Fractional reserve banking,but that is the Money No.1 in the PB#1,am I right?



  16. James Bowman on August 25, 2021 at 10:28 pm

    How can i find out what the money supply was in 1971?



  17. zhong rui on August 25, 2021 at 10:29 pm

    Pardon me for asking. Why does the Fed need multiple "private bank" accounts? Why not just one? What is the whole purpose?



  18. Sandy * on August 25, 2021 at 10:29 pm

    Wow, you explain complex things in an easy manner. Thank you, much appreciated



  19. Max Smith on August 25, 2021 at 10:32 pm

    You could have explained it much more concisely in a couple of minutes.



  20. Matthew Law on August 25, 2021 at 10:35 pm

    This whole series is fantastic. Well done.



  21. Default User94 on August 25, 2021 at 10:38 pm

    I think the simpler way to say this would be that banks can create credit up to M times their deposits.



  22. Durgesh Prasher on August 25, 2021 at 10:39 pm

    awesome



  23. blgdinger3 on August 25, 2021 at 10:41 pm

    If you have a tough time getting rid of $1 billion worth of Pez dispensers you clearly need to start networking and meet the right people



  24. crptc on August 25, 2021 at 10:42 pm

    I don’t get it, why central bank buys government bond instead of directly lending money to commercial banks?



  25. Symbiote Sam on August 25, 2021 at 10:43 pm

    I am studying to take an economics test to teach the subject in Georgia and this video was very helpful in understanding this concept. thank you very much.



  26. Guy VanBuren on August 25, 2021 at 10:44 pm

    Buy Bitcoin



  27. Carl Martin on August 25, 2021 at 10:44 pm

    Are you counting debt cards as checks as well?



  28. Chinodom Charles-Beke on August 25, 2021 at 10:45 pm

    You probably know everything!



  29. PDT Rule Trading on August 25, 2021 at 10:48 pm

    wasted more time drawing and mumbling than telling anything.



  30. Brittany Owen on August 25, 2021 at 10:48 pm

    Anyone else think this guy is annoying and makes things more confusing?!



  31. Florencia Munoz on August 25, 2021 at 10:49 pm

    y u so smart!



  32. LoKi FX on August 25, 2021 at 10:52 pm

    And now the required reserve banks are allowed to have is 0…



  33. Jessie A on August 25, 2021 at 10:52 pm

    was M3 gold?



  34. 台湾省省长蔡英文 on August 25, 2021 at 10:52 pm

    thank you Sal, love it



  35. S.S on August 25, 2021 at 10:53 pm

    after i watch this vid, can’t understand



  36. T D on August 25, 2021 at 10:55 pm

    M3 RIP, fractional reserve RIP, vault cash RIP., …USD fiat currency based monetary system?
    So, QE + fiat currency = sparkle pony unicorns! YAY!
    NOTE: Real unemployment > go to shadowstats
    Great vid!
    buy gold 6-15-2020 yw



  37. Masood Sattari on August 25, 2021 at 10:56 pm


  38. Belise B on August 25, 2021 at 10:57 pm

    The amount of topics and subjects that I have learned from this man😊🙏🏽



  39. Ruben Boyd on August 25, 2021 at 10:58 pm

    What you describe is still a ponzi scheme.



  40. camfunme on August 25, 2021 at 10:59 pm

    Cheques….



  41. Kirthiga Nair on August 25, 2021 at 11:03 pm

    Does security mean bonds and stocks?



  42. The American Moderate on August 25, 2021 at 11:04 pm

    What a pyramid scheme



  43. jackcullen69 on August 25, 2021 at 11:07 pm

    Money printer goes BRR



  44. Sem Kjaer on August 25, 2021 at 11:07 pm

    I’m pretty sure the banks can lend much more than 90% in the Netherlands it’s around 96%



  45. Robert Calamusso on August 25, 2021 at 11:08 pm

    Thx

    Great.



  46. Michael Fabanwo on August 25, 2021 at 11:10 pm

    Are physical assets money? You can sell them.



  47. Toritseju Ishie on August 25, 2021 at 11:12 pm

    Sorry this is not well explained. At all



  48. Ayush Niranjan on August 25, 2021 at 11:12 pm

    Question- If you withdraw Rs. 1,00,000 in cash from your Demand Deposit Account at your bank, the immediate effect on aggregate money supply in the economy will be

    (a) To reduce it by Rs. 1,00,000
    (b) To increase it by Rs. 1,00,000
    (c) To increase it by more than Rs. 1,00,000
    (d) To leave it unchanged

    Answer: (d) To leave it unchanged

    Can someone explain this to me.



  49. Muhammad Dawood Khan on August 25, 2021 at 11:12 pm

    So that means Central Bank buys things with the money that they can print without doing anything. How exactly?



  50. Valerie Yang on August 25, 2021 at 11:13 pm

    Thank for your sharing .It’s informative