Fintech and the future of finance | Prof. Arman Eshraghi | TEDxCardiffUniversity
Fintech and the future of finance | Prof. Arman Eshraghi | TEDxCardiffUniversity
Fintech (financial technology) is not a new concept, but its influence of how we manage our finances has accelerated tremendously in recent years. Arman will explain why everyone (and not just finance professionals) should care about the growth and impact of fintech. Arman Eshraghi is a Professor of Finance and Chair of Finance and Investment at Cardiff Business School. His academic research spans finance, accounting and psychology with interests including behavioural finance, financial technology and corporate governance. His work is published in some of the leading academic journals, cited in the media including the Financial Times, Washington Post, Harvard Business Review, Forbes and Bloomberg. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx
The was like the old hitting the hornets nest, I just don’t get it why people are so wound up? Stuff evolves and this is part of it.
Thanks for pointing out both the pros and cons of fintech. I currently study finance in college and love this field, but fear that the traditional finance industry will get disrupted by new technology.
Top 4 companies 1999 right through to 2019 – Microsoft was there at from 1999 to 2019. Apple, Amazon & Alphabet(google parent) didn’t get there until 2019. Find that amazing and they are all Tech companies though I have fact checked this.
What is the future for fintech after COVID ?? Can you please suggest??
ol
It still feels like a way for rich bankers to take more from us.
Banks are getting into Fintech bandwagon.
Oh yes, Blockchain, that’s my new bank, like the Cloud unit I have to store and find my stuff. I like when they tell my storage is almost full and need to pay just a little bit more. Really, if I didn’t have a sense of humor I’d be crazier!
Welcome to the new world of finance and a cashless society. Better hang on to those old mattresses!!
I am now buying bitcoin, because its so easy to get now. The institution fought it, and now they are all in!
The one thing not many discuss is as governments and major banks authorise more digital control, the more people will look for alternative ways of exchanging goods and services. I suggest barter will find a way back.
But aren’t we losing freedom with fintech, are we now tracked more than we ever have been?
I do love the idea of being able to get rid of the monopoly a lot of the big corporations have… Block chains scare me though! I’ve heard some pretty terrible things… But as long as we can ensure that such technology isn’t helping feed the darker side of the internet I would be all for it.
I can see a day where everything is digital, including us!
We are moving to a cashless society, and soon EVERYTHING WE DO will be seen by the government and the banks.
itfbm 😄
I finally bought Bitcoin this year, just a bit and no this isnt an ad. But wow it’s really going up.
This Covid crisis, no-one takes money, all e trade stuff. Not sure this isnt the beginning of the end.
Kaşın gözün ayrı oynuyo kardeşim. İngilizce konuşacağım diye bu kadar değişmeyin.
Ive got about 0.007 BTC. Lets see how much ill have by the end of 2021
You know what, I miss cold hard cash, when I use cash I know how much I have and how much I can spend.
i understand the revolution came in the mobile phones uses but i am still concerned the minimal cost I need to pay to run it
Who will dominate, I’l glad to hear him mentioning caution.
There is so much on the news about a cashless society, it’s happening, we can’t stop it now.
Haha, I still balance a checkbook the old fashion way. I had the power company ask if I could just do online and I refused, they couldn’t believe it!
I never use cash anymore, I wonder if we are going to get to a point when its all digital.
Nada que ver.
I bought ftft @ 4.69 only 45 shares. I was going to use it for flipping. But I’m thinking it might be a good one to hold.
🙂 great talk , thank you
All of this, all of this new way of banking – paying – investing is terrifying. Without regulations like we used to have everything seems so risky…
The top 10 companies in 2019 include Financial companies. I’m seeing the Fintech trend here.
Has anyone seen this new REVOLUT app? Just asking.
I understand how this is good for some, but digital transactions scare me, you can’t count what you give or get back. And then my money travels down an electronic highway I have no control over.
Ill save you 17 minutes
Ted talk as follows
1: Fin tech includes not just blockchain but online payments
2: Companies in the fin tech sector are now some of the biggest companies in the world
3: There are some fake cryptos
4: A likening bitcoins to the price of tulips in the 17th century
5: Be careful of the promised wealth to crpyto
This video hasnt aged well and the speaker sounds like hes just sniffed a line of coke and trying to keep himself calm throughout the whole presentation.
The commentators suggesting that digital currency is wrong are simply stuck in another age and time. It is 2020.
And when it all becomes digital currency, we the people will have lost whatever freedom we had left.
literally one of the worst ted talks I’ve ever heard
My Mother told me, if you can’t see it, you don’t have it. I feel this way about a lot of technology that’s out there somewhere.
Fintech is so boring
wa wa waaat, after ’08 regulations increased?????
Bitcoin and Tulips? perhaps the difference is people want out of the traditional financial model.
I can’t even remember using cash except coins for parking meters, but isn’t that causing us to lose sight of the value of money – its now a click away and then away for good.
From the ATM to plastic cards, I’m pretty thrilled by online banking thank you.
I’m lost, is block-chain like a chain-gang trying to out do the banks?
And BC split, lets now hang on and see!!!!!
I hear about Fintech though don’t understand it, mainly because its financial and technology together. Both things that I am not fond of. Thank you for expanding my view.
I read the Australias post office is now allowing customers to buy bitcoins!!!
i’ve definitely heard of all this before and i get that cashless is the way of the future but i do hope we manage to hang on to the old ways a little bit. this guy delivered this talk so well though, i actually watched the whole through and was very curious!!
This came up in our group and I wasn’t going to watch, but I am glad I did.
He’s got a bit of swagger, I think he could play the bad guy in a movie called Espionage. I think I might be able to watch that. Had hard time listening to this.